Assignment 2 ( PROBLEM SOLUTION ESSAY)

                           STUDENT’S FINANCIAL PROBLEMS

     “Hey Marie! I don’t have enough money to spend today, may I borrow yours?” All of us must have at least one kind of friend that would utter the same words like that to us. But why? Its because they have a problem with their financials and basically all of them were still a university student. Based on the survey that had been done in Ohio city, at least 60% of the student in their college were concerned about their college fees and the rest of them were worried on their daily expenses (Jeff,2015). Many students would be suffered if they could not overcome their financial problems. So, by hook or by crook they must solve this problem by doing a part time job, save some money to be used in future and lastly, control their passion in shopping.

       Recently,financial problems among university students become worst day by day. These problem had become a quit vast issue. Actually their lifestyle have contributed to these problems.Majority of students were not able to manage their finance nicely. Some students had been burden with their university fees as they were unable to get any loan or scholarship. Their parents would give them some money for the university fees and their daily expenses but it would not be enough for them. Then, there were students that are able to get loan or scholarship, the money that has been provide are pretty much good enough for them to pay for their fees and expenses. But, there are some students that will use their money in a wrong way such as mingle around with their friends at the expensive place and so on so they do not save some of their money to be used in the next time.There were also a student who like to eat fast food or eating at the expensive restaurant. Students nowadays may be exhausted of their daily routine in college and may do not have interested in cooking, so fast food restaurant would be their choice as it makes their work become easy and the price it quite cheap (Hannah,2010). By the end of their semester they will find  out that their money was not enough for them anymore. Next, students also have a quit bad habit as they love to shop even they do not have enough money. They do not know how to control their lust.They really love to spend their money in an online store. In a online store, we could notice that it was much more convenience for us to look for an available items rather than go to the store to shop (Patrick,ND).

          Hence, it is important for the students to take action to overcome their financial problems. The students can have a part time job to earn some extra money that can be used for their expenses. Apart from getting an extra money, they will gain an experienced that can be used during applying a job after graduation. Next, the student should save some of their money so that they can used it in the future, do not use the money for an unimportant things. Will Smith said that “too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like”. Sometimes we as a people really love to buy something to be shown to others but at the same time we lost our money. So avoid doing those things. Lastly, the students should control their passion in shopping. Maybe they be friend to a rich person but do not follow their habits. If it is possible for them, do avoid online shopping as it can make them hooked with it.

         In a nutshell, the financial problem is quite burden to the university students, but there are a lot of way and solution that can be used to overcome it. So, if the students know how to find an extra money, do some savings and shop wisely, they can overcome their financial problem.


References:
Jeff.G,1 July 2015,National survey finds students optimistic,despite debt and stress
Retrieved from: https://news.osu.edu/news/2015/07/01/financial-wellness/


Hannah.C,11 January 2015, Fast food firmly entrenched in students' lifestyle
Retrieved from:
http://www.le.ac.uk/ebulletin-archive/ebulletin/news/press-releases/2010-2019/2010/01/nparticle.2010-01-11.html


Lucy.W, 28 June 2013, Online shopping on the rise among college students
Retrieved from:
https://medium.com/@yllucywang/online-shopping-on-the-rise-among-college-students-bf966b5294c3#.dot3dvn77

ASSIGNMENT 1 (CAUSE AND EFFECT ESSAY)

                       CAUSE AND EFFECT ESSAY OUTLINE
                                       (HAZE PROBLEM)

I. Introduction
   A) Hook/Attention getter: Our earth has its right to stay in peace but,
        environmental pollution that caused by human population's is
        so terrible and the efforts that has been made was not so effective.
   B) General Statement:  Nowadays, one of the continuous human 
        impact on environmental is haze, because haze form one of the 
        serious pollution that can travel thousands of miles from where
        it originated and was indirectly spread severe air pollution problems
        to the nearby countries.
   C) Thesis Statement: Low alertness and affection towards environmental
        problems can caused haze, so this issue will give rise towards many
        serious health problems towards human.
II. Body
    A) Topic Sentence: Human's poor awareness toward environmental 
        issues that can cause a chronic air pollution problems will contributed
        to the haze problems.
           1) Supporting Point 1:  Haze is an uninvited things that results from 
            open burning activities by human that produced large amount of 
            smog and released directly into the air.
             a) Sub-supporting Point 1: Yearly, haze that occured in our country, 
              Malaysia, are perilous during drought as winds that blowed carry 
              along an ample of smoke from fires originated from an island 
              in Indonesia called Sumatra.(BBC News, 2015)
              b) Sub-supporting Point 2: Open burning that being done by human 
              or farmers in Indonesia caused haze. Farmers in Indonesia will use burning
              method to clear land for the next plantation.
         2) Supporting Point 2: Hence,haze problem currently worst due to domestic source factor that 
         emerged by human daily activities.(Noor,2104)
             a) Sub-supporting Point 1: Haze were concentrated in huge modern areas because it has the most
                frequent industrial and aconomical activities compared to villages area.
                    i) Sub- sub-supporting Point 1: Haze was serious alarming issues in city as its lack rainfall and 
                    will cause things such as gas, dust,ash and tiny particles that comes from human's daily 
                    product to constantly float in the atmosphere rather than fall back to Earth.
    B)  Transition Paragraph:
        1) Summary/Conclusion: Haze crisis was an alarming current issues in our world due to
         low human awareness towards environment, especially on the quality of the air.
         2) Transition Sentences: Haze that has been caused by human did returned brings bad effect back 
         to themself.
   C) Topic Sentences: Haze issue must be curb us at faster rate and there should be several precautions
      to be applied as haze can cause many serious health problems towards human..
        1) Supporting Point 1:  Haze was an air that consist of many particular matter that can penetrate deep into 
         our lungs and can potentially effect our health status.(Palanisammy,A,2013)

          a)Sub-supporting point 1:  Abnormal respiratory symptom,cardiovascular effect and ophtalmic effects was

              an effect from long exposured toward haze.( Finlay,S.E,Moffat,A,Gazzard,R,Baker,D,Murray,2012)

      2) Supporting Point 2:Kids was totally at risk during haze because their immune system was still immature . 

            a) Sub-suporting point 1:Kid's body are protected by antibodies as their body defences against pathogen
            exits only after having vaccination at certain age,hence easily infected by desease that was spread easily
            in hazy environment.
III.Conclusion
        A) Restate of thesis statement:  Haze issue are caused by poor society awareness about air quality 
        and eventually lead to many serious health problem to arise.
        B) Suggestion:  Goverment should apply a strict international laws that will prohibit any country from
        pollute the environment with haze.
IV. References:
1) -BBC News, (2015), Indonesia haze child evacuation plan prepared.
    -Retrieved from:http://www.bbc.com/news/world-asia-34612922
2)-Sing Health,(2015),KK,Women's and Children Hospital
   -Retrieved from:http://www.healthxchange.com.sg/healthyliving/childrenhealth//pages/children-and-the-haze-in-singapore.aspx
3)-Finlay,S.E,Moffat,A,Gazzard, R, Baker, D,Murray(2012), Health impact of wildfires, U.S National
     Library of Medicine National Institutes of Health
   - Retrieved from: http://www.ncbi.nlm.nih.gov/pmc/articles/PMC3492003/
4)- Noor,A.A,(2014),Domestic factor causing haze in malaysia
   - http://www.ncbi.nlm.nih.gov/pmc/articles/PMC3492003/
5)-Palanissamy,A.(2013).Haze free air in Singaporeand Malaysia the spirit of  the law in South East  
    Asia. International Journal of Education and Research 1,8, 1-8.